00:49:36
In the back, Chris, back to where this question of a loan versus a line of credit, and I did want to resurface, and sort of that question on the end, but around the idea of sort of like prequalifying, you know, even if it is not a true line of credit, maybe it's still a loan situation, just like you might prequalify for a loan for a house as an individual, you go through the diligence process ahead of time,